How can I file a judgement against a company that has repossessed my car thru discriminatory ways… Finances.
Question by : How can I file a judgement against a company that has repossessed my car thru discriminatory ways… Finances.
My car was repossessed on Wednesday. They had ample warning that I was gonna be late on 1 payment. They never called me or tried to contact. We have Caller ID. When I told them I was gonna go after my Deposit back thru a letter, they started calling wanting me to settle out. Everything in my car is gone, I have no idea of where my stuff is including the License Plate, Insurance Cards, Music totalling around $ 200.00 and I had $ 150.00 in cash which I borrowed for 1/2 of my car payment. I did contact Better Business Bureau online and I did not have my car for even 1 month. How can I charge a file thru Equal Opportunity as well because I feel as though I was discrimnated because of my financial status as well. I live in Miami, Florida.
Best answer:
Answer by Another Perspective
Well, you live in an area where repos are common. Note to self, don’t buy a car if you can’t make the 1st payment. If their paperwork that you signed states they can repo the car in a certain time period, they will. Nothing you can sue for really. Everything in the car likely will belong to them now. They have to recover their lost cost in having your loan prepared and interest lost in you not making payments. I don’t understand why you think this is Equal Opportunity. They have policies, you didn’t pay on time. You should never keep money in the car by the way, no matter how little or how much, if it is stolen, you get none of it back.
When it comes to finances, you can’t really be discriminated because of your status. Either you can afford the car or you can’t. Them repoing the car is their way of saying you can’t afford it because you missed the first payment. If you had to borrow part of the first payment on a $ 200 note, you really shouldn’t have purchased the car.
Sorry, this is the way it goes. Banks are lending to more and more people that don’t have the credentials. More foreclosures and repos than ever before.
Know better? Leave your own answer in the comments!